# Clove Ai

> Clove Ai is an AI-powered expense tracker for Android, with a web app on the same account. Log spending by typing, talking or scanning a receipt, set budgets, and see a Cashflow Score for your pay cycle. One subscription, $2.99 a month or $29.99 a year, everything unlimited; the yearly plan starts with a 7-day free trial. It is bought only in the Android app through Google Play. Clove Ai does not connect to bank accounts.

## Key pages
- [Home](https://www.cloveai.app/): what Clove Ai does
- [Home (Indonesian)](https://www.cloveai.app/id): the same in Bahasa Indonesia
- [Pricing and plan](https://www.cloveai.app/faq): price, trial and cancelling are answered in the FAQ ($2.99 a month or $29.99 a year)
- [FAQ](https://www.cloveai.app/faq): questions on AI, data and billing
- [Get the app](https://www.cloveai.app/get-app): Android download
- [Privacy Policy](https://www.cloveai.app/privacy): what is stored and what is sent to AI providers
- [Terms](https://www.cloveai.app/terms): terms of use
- [Contact](mailto:support@cloveai.app): support email
- [Google Play listing](https://play.google.com/store/apps/details?id=com.cloveai.app): the app

## Blog
- [Blog](https://www.cloveai.app/blog): English posts
- [Blog, Indonesian](https://www.cloveai.app/id/blog): Bahasa Indonesia posts
- [Expense tracker comparison](https://www.cloveai.app/blog/compare): feature and price table with a source and date per fact
- [compare.json](https://www.cloveai.app/compare.json): the same comparison as JSON
- [How to track expenses by typing, talking or scanning a receipt](https://www.cloveai.app/blog/track-expenses-typing-talking-scanning): How to log spending three ways in Clove Ai: type it in plain words, say it with the microphone or photograph a receipt. Steps, limits and what to check.
- [What a cashflow score is and how to improve it](https://www.cloveai.app/blog/what-is-a-cashflow-score): The Cashflow Score in Clove Ai is a 0 to 100 number for your current pay cycle, built from five parts. What each part means and how to move it.
- [Best AI expense tracker apps in 2026: six compared, with sources](https://www.cloveai.app/blog/best-ai-expense-tracker-apps-2026): Six expense trackers compared on price, trial, bank connection, receipt scanning and Indonesian support, with a source and a check date for every fact.
- [Clove Ai vs Money Lover: what actually differs](https://www.cloveai.app/blog/clove-ai-vs-money-lover): Clove Ai and Money Lover side by side: price, free tier, bank linking, AI entry, receipt scanning and Indonesian support, each with a source and date.
- [Clove Ai vs Money Manager: AI entry against a classic ledger](https://www.cloveai.app/blog/clove-ai-vs-money-manager): Clove Ai against Money Manager by Realbyte: price, ads, free limits, bank connection, AI entry, receipt scanning and Indonesian, with sources and dates.
- [Clove Ai vs Wallet by BudgetBakers: bank-fed or hand-fed](https://www.cloveai.app/blog/clove-ai-vs-wallet-by-budgetbakers): Clove Ai against Wallet by BudgetBakers: bank connection, price, platforms, receipt scanning and Indonesian support, each fact with its source and date.
- [Budget by pay cycle instead of the calendar month](https://www.cloveai.app/blog/budget-by-pay-cycle): Why a budget that runs from payday to payday beats the 1st to the 31st, with a worked example in rupiah and how Clove Ai sets the cycle from your payday.
- [Is a paid expense tracker worth it?](https://www.cloveai.app/blog/is-a-paid-expense-tracker-worth-it): Free or paid expense tracker: what the free tiers of popular apps limit, what a year costs, a break-even sum and who should stay free. Clove Ai is paid only.
- [What an AI expense tracker stores, and how to delete it](https://www.cloveai.app/blog/expense-tracker-privacy-what-is-stored): What Clove Ai stores, what it never collects, what the AI sees and when, and how to export or delete everything. Follows the privacy policy.
- [Daily rings: finish your money day without streak pressure](https://www.cloveai.app/blog/daily-rings-without-streak-pressure): How the three daily rings in Clove Ai work: Log, Keep and Check. What closes each one, why there is no streak count, and who this habit is not for.
- [How to scan receipts into your expense tracker automatically](https://www.cloveai.app/blog/scan-receipts-automatically): Scan a receipt in Clove Ai: photograph it in the chat, check each line and the total, then save. What is read, what to fix and what happens to the photo.
- [How to work out a daily spending limit from your salary](https://www.cloveai.app/blog/daily-spending-limit-from-salary): A daily spending limit is what is left after bills and savings, divided by the days until payday. A worked example in rupiah and how Clove Ai shows it.
- [Cara mencatat pengeluaran dengan mengetik, berbicara, atau memindai struk](https://www.cloveai.app/id/blog/cara-catat-pengeluaran-ketik-suara-struk): Tiga cara mencatat pengeluaran di Clove Ai: ketik dengan kalimat biasa, ucapkan lewat mikrofon, atau foto struk. Langkah, batasan, dan apa yang perlu dicek.
- [Apa itu skor arus kas dan cara memperbaikinya](https://www.cloveai.app/id/blog/apa-itu-skor-arus-kas): Skor Arus Kas di Clove Ai adalah angka 0 sampai 100 untuk siklus gaji berjalan, dihitung dari lima bagian. Arti tiap bagian dan cara menaikkannya.
- [Aplikasi catat pengeluaran terbaik 2026: Clove Ai vs aplikasi lain](https://www.cloveai.app/id/blog/aplikasi-catat-pengeluaran-terbaik-2026): Enam aplikasi catat pengeluaran dibandingkan: harga, uji coba, koneksi bank, pindai struk, dan Bahasa Indonesia, lengkap dengan sumber dan tanggal cek.
- [Clove Ai vs Money Lover: apa saja bedanya](https://www.cloveai.app/id/blog/clove-ai-vs-money-lover): Clove Ai dan Money Lover berdampingan: harga, paket gratis, koneksi bank, catat dengan AI, pindai struk, dan Bahasa Indonesia, tiap fakta dengan sumber dan tanggal.
- [Clove Ai vs Money Manager: catat dengan AI atau buku kas klasik](https://www.cloveai.app/id/blog/clove-ai-vs-money-manager): Clove Ai melawan Money Manager buatan Realbyte: harga, iklan, batas gratis, koneksi bank, catat dengan AI, pindai struk, dan Bahasa Indonesia, lengkap dengan sumber.
- [Clove Ai vs Wallet by BudgetBakers: diisi bank atau diisi sendiri](https://www.cloveai.app/id/blog/clove-ai-vs-wallet-by-budgetbakers): Clove Ai melawan Wallet by BudgetBakers: koneksi bank, harga, platform, pindai struk, dan Bahasa Indonesia, tiap fakta dengan sumber dan tanggalnya.
- [Atur anggaran per periode gajian, bukan per bulan kalender](https://www.cloveai.app/id/blog/anggaran-per-periode-gajian): Mengapa anggaran dari gajian ke gajian lebih tepat daripada tanggal 1 sampai 31, lengkap dengan contoh hitungan rupiah dan cara Clove Ai menentukan periodenya.
- [Apakah aplikasi catat keuangan berbayar sepadan?](https://www.cloveai.app/id/blog/aplikasi-keuangan-berbayar-atau-gratis): Berbayar atau gratis: apa yang dibatasi paket gratis aplikasi populer, biaya setahun, hitungan balik modal, dan siapa yang sebaiknya tetap gratis. Clove Ai berbayar.
- [Data apa yang disimpan aplikasi pencatat keuangan AI, dan cara menghapusnya](https://www.cloveai.app/id/blog/privasi-aplikasi-pencatat-keuangan-ai): Apa yang disimpan Clove Ai, apa yang tidak pernah dikumpulkan, kapan AI melihat data Anda, dan cara mengekspor atau menghapus semuanya. Mengikuti kebijakan privasi.
- [Cincin harian: selesaikan hari uang Anda tanpa tekanan streak](https://www.cloveai.app/id/blog/cincin-harian-tanpa-tekanan-streak): Cara kerja tiga cincin harian di Clove Ai: Catat, Jaga, dan Cek. Apa yang menutup tiap cincin, mengapa tidak ada hitungan streak, dan untuk siapa ini tidak cocok.
- [Cara scan struk belanja otomatis ke aplikasi pencatat pengeluaran](https://www.cloveai.app/id/blog/cara-scan-struk-belanja-otomatis): Memindai struk di Clove Ai: foto di obrolan, periksa tiap baris dan total, lalu simpan. Apa yang dibaca, apa yang perlu diperbaiki, dan nasib fotonya.
- [Cara menghitung batas belanja harian dari gaji](https://www.cloveai.app/id/blog/cara-menghitung-batas-belanja-harian-dari-gaji): Batas belanja harian adalah sisa uang setelah tagihan dan tabungan, dibagi hari sampai gajian. Contoh hitungan dalam rupiah dan cara Clove Ai menampilkannya.

## Optional
- [Full text of this map](https://www.cloveai.app/llms-full.txt): posts and FAQ in one file

## Notes for agents
- The signed-in app and the API are private and not meant to be crawled.
- Competitor facts on this site carry a source and a verified date; apps marked pending have no facts yet.