Clove Ai · AI Powered Expense TrackerEvery expense tracker works.
Until you stop logging.
Clove Ai takes an expense the way you’d say it out loud (“two coffees 8k and a ride home 25k”) or straight off a photo of the receipt. Then it tells you what your own numbers actually mean.
You didn’t quit budgeting.
You quit the typing.
Downloaded it. Logged every coffee.
Missed a couple. Told yourself you’d catch up.
Three days behind. The totals are wrong now.
Second home screen. Then deleted.
Clove Ai is built around the thirty seconds where that curve breaks, so it doesn’t.
Say it the way you’d say it to a friend, or photograph the receipt, and it’s logged, split, categorised and converted before you’ve put your phone away. Everything else on this page only matters because that part is easy.
Thirty seconds, not twelve taps.
Three ways in, and you never have to pick one. Talk to it on the way home, photograph the big receipts.
Say it
Type it the way you’d text it. Multiple things in one sentence get split into separate expenses, with amounts, categories and currency worked out.
Shoot it
Photograph the receipt. Clove Ai reads the total, the merchant and the date, and shows you what it read before anything is saved.
Or just type it
A plain form, always there, unlimited on every plan. The AI is a shortcut, not a toll gate. Turn it off and the app still works completely.
It answers from your
numbers, not its own.
Ask it anything about your spending and it works from totals computed over your actual expenses. It can log something, correct a category, or tell you plainly that you can’t afford the thing.
- Grounded in real figuresEvery amount it quotes came out of a query over your ledger.
- It remembers your situationTell it your income, rent and goals once. On Pro, it reads them on every chat instead of asking again.
- Off until you say otherwiseNothing reaches an AI provider until you switch AI features on, and switching them off breaks nothing else.
Ten things the free plan doesn’t do.
The free plan is a complete expense tracker and always will be. Pro is for when you want the app doing the thinking between the times you open it.
Private enough to put real money in.
Each claim here names the screen or document where you can check it. The Privacy Policy spells out what is collected, who processes it and how long it is kept.
No bank connection. Not now, not later.
Clove Ai never asks for bank logins, card numbers or account access. There is no open-banking link to trust or to breach. You bring the numbers in yourself.
AI is off until you switch it on
Nothing is sent to an AI provider until you turn AI features on. Turn them off and manual entry, budgets, charts and reports keep working exactly as before.
Your data leaves in formats other tools read
Export every expense as CSV, or take a full JSON backup of expenses, budgets and profile. Export is part of Pro.
Delete it all, from inside the app
One screen permanently removes your account and everything in it. No email to support, no waiting period.
Tracking money,
turned into a habit.
Budgets only work if you keep logging. Clove Ai makes the daily check-in something you look forward to: keep your flame alive, earn gems, and level up as your money habits grow.
Start free. Grow when ready.
No card to start. Cancel Pro anytime.
Basic
Everything to get a grip on your money.
- Unlimited manual entries
- 6,000 AI tokens a day (about 7 chats or 5 AI entries; simple entries are free)
- 4 receipt scans a day
- 3 AI models to choose from
- 3 budgets
- 3-month history
- Multi-currency
- Safe to spend today, with the working behind it
- Streaks, quests and the gem shop
Pro
The AI coach, fully unlocked.
Available in the app. It unlocks on the web too.
Get Pro in the app- Everything in Basic
- 40,000 AI tokens a day (about 47 chats or 36 AI entries; simple entries are free)
- 20 receipt scans a day
- All 5 AI models
- Unlimited budgets and full history
- Custom tags and categories
- CSV export (your full JSON copy is free on every plan)
- Subscription detection and spending forecast
- Merchant insights: totals, orders and trend per merchant
- Goals and sinking funds, with an honest answer on the date
- Unlimited change history: restore anything you deleted, however long ago
- Spending rules that sort new expenses for you
- Trip mode with a dual-currency report
- Anomaly alerts: duplicate charges, price rises, subscriptions that stopped
- Year in review, with a card you can share
- Priority support and early access
Before you ask.
Is Clove Ai free?
Yes. The free Basic plan gives you unlimited manual expenses, three budgets, three months of history, AI chat and receipt scanning on a daily allowance, and the daily streak. Pro is $5.99 a month and adds the larger AI allowance, unlimited budgets and history, and the planning features: goals, trips, spending rules, bulk import, scheduled reports and the rest. You are never asked for a card to use Basic.
What can I use Clove Ai on?
The web app runs in any browser on any device, and there is a native Android app with home-screen widgets. An iPhone app is not out yet. Whatever you log on one shows up on the others. It is one account and one set of data, not a copy per device.
Do I have to type every expense in by hand?
No. You can write it the way you would say it ("two coffees 8k and a ride home 25k") and Clove Ai turns that into separate expenses with amounts and categories. You can also photograph a receipt and let it read the total, or type it into the form yourself if you would rather. Manual entry is unlimited on every plan.
Does Clove Ai connect to my bank?
No. Clove Ai never asks for bank logins, card numbers or account access, and there is no open-banking connection to break or to trust. You bring the numbers in yourself: by typing, talking, scanning a receipt, or importing a CSV your bank exported.
Your money's been
waiting for this.
Download Clove Ai and plant the first seed today.